Can I Make Money Online as a Bookkeeper?

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Nov 21, 2025
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As more businesses shift their operations to digital platforms, the demand for online bookkeeping services has grown rapidly. Small businesses, freelancers, and startups increasingly prefer virtual bookkeepers to manage their financial records remotely. This growing demand makes online bookkeeping a legitimate and profitable career option for those with financial or accounting skills.

Unlike traditional bookkeeping, which often requires in-person work, online bookkeepers operate through cloud-based accounting software such as QuickBooks Online, Xero, or FreshBooks. This allows professionals to serve clients across the country—or even globally—without leaving home.

How Much Can Online Bookkeepers Earn?

Earnings depend on experience, client volume, and specialization. Many entry-level online bookkeepers earn between $25 and $50 per hour, while experienced professionals or certified bookkeepers can command $60 to $100 per hour or more.

Freelancers typically earn on a per-client or project basis, while those working with accounting firms or online bookkeeping companies may receive a set monthly retainer or salary. With consistent clients, a full-time online bookkeeper can earn $40,000 to $70,000 per year, with higher income potential for those managing multiple accounts or offering advisory services.

Skills and Tools You’ll Need

To succeed as an online bookkeeper, you should have:

  • A solid understanding of accounting principles and financial reporting.
  • Familiarity with leading bookkeeping software and cloud platforms.
  • Attention to detail and strong organizational skills.
  • The ability to communicate clearly with clients remotely.

Many bookkeepers also obtain certifications such as QuickBooks ProAdvisor or AIPB (American Institute of Professional Bookkeepers) credentials to increase their credibility and attract more clients.

How to Start Earning as an Online Bookkeeper

You can begin by identifying a niche—such as small businesses, e-commerce, or consultants—and marketing your services through professional networks, freelance platforms, or your own website. Offering reliable, accurate service and timely communication helps build long-term client relationships and recurring income.

Final Thoughts

Yes, you can make money online as a bookkeeper—and it’s a growing profession with strong long-term potential. By combining financial expertise with cloud technology, skilled bookkeepers can enjoy flexible work arrangements, steady income, and a scalable remote business.

If you need professional assistance with online bookkeeping practices, reach out to Watter CPA today.