Tax Extension Deadline 2025: When It's Due & How to Get More Time

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Sep 4, 2025
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Introduction

The deadline to submit your federal tax returns for 2025 is April 15, 2025. If you think you will not be able to submit your tax returns before this day, you can ask for an extension but you have to do that before the deadline. Avoiding tax penalties and interest is the reason you need to know tax extension deadlines.

You need to remember that an extension does not give you an extension to pay your taxes. Understanding the policies, rules, and noteworthy dates will help you avoid penalties.

What Is The Tax Extension Deadline?

You can ask for an extension and submit Form 4868 to the IRS. As long as you file and pay for the form by April 15, 2025, the deadline is automatically set to October 15, 2025.

Keep in mind that this does not mean you have until October 15 to pay your taxes. All taxes due must be paid by April 15. If you do not pay by that time, you will have to pay penalties as well as increasing interest by the time October arrives.

How to File An Extension

You can submit a tax extension for the year 2025 in the following three ways:

  • File Form 4868 electronically. IRS Free File as well as IRS approved providers allow you to efile the tax.
  • Avoid all the lines and payments; if your payment comes from an IRS Direct Payment Account and you select the extension option, you’ll get the extension without even having to fill out the form.
  • You can Paper file Form 4868 and submit by mail which must be postmarked by the 15th of April.
  • Paying Form 4868 gets the payments postmarked by April 15.

Once you’ve downloaded the form, completed it and attached the required documentation, payment can be made by credit card or IRS Direct Pay.

Automatic Extensions for Special Cases

The extension will automatically be granted if certain conditions are met, US citizens and residents from mainland USA and Puerto Rico will have until the 16th of June 2025 to file the extension without the requirement of interest starting to accrue from the 15th of April. This is provided you are still residing outside the country on the 15th of April and the location is not a part of Puerto Rico.

If your region has been declared a disaster zone by the IRS, you are entitled to additional filing and payment deadlines. An example of this would be the residents of California who have been impacted by the wildfires, automatically having relief on the payment deadlines until the mid-October range, which no prior request required. The IRS automatically extends these deadlines.

Penalty Pitfalls

Not understanding the difference between filing and paying can be expensive.

  • Failure-to-file penalty: Up to 5% of the unpaid tax per month, capped at 25% for not filing by October 15 after the extension request.
  • Failure-to-pay penalty: Usually 0.5% per month of unpaid taxes, beginning April 16, regardless of the extension.
  • Interest: Interest starts accruing on unpaid balances April 15.

The rule of thumb is, you can extend taxes, but to minimize penalties, prepay as much as possible by April 15 for extensions.

Key Filing & Payment Dates for 2025

Deadline What It Means
April 15, 2025 Last day to file taxes, request extension, and pay taxes owed
June 16, 2025 Automatic filing deadline for U.S. expats and people living abroad
October 15, 2025 Final deadline for those who filed extensions or qualify for disaster relief extensions

Conclusion

If you’re not ready to file your 2025 tax return, don’t panic. Filing an extension by April 15, 2025 is straightforward and gives you until October 15 to get your documents in order.

Remember: the extension buys you more time to file, not to pay. To avoid costly interest and penalties, estimate and pay your taxes by April 15—even if you’re still pulling your paperwork together.

If you’re an expat, living in a disaster-affected area, or juggling complex filings across multiple states, consider working with a qualified tax advisor to stay compliant and avoid IRS penalties.

FAQs

What is the tax extension deadline for 2025?

How do I file a tax extension?

When is the last time I can pay taxes to avoid penalties?

Do expats need to file an extension?

What about someone affected by a natural disaster—are they exempt?